Asset & Vehicle Finance
Finance for the things that keep you moving.
Whether it’s a new car, work vehicle, machinery or equipment for your business, the right finance can help you make the purchase without unnecessarily tying up your available cash.
At Wealth Connect Finance, we can help individuals and businesses across Brisbane and North Brisbane explore vehicle and asset finance options from a range of lenders.
We’ll explain the numbers, fees and repayment options in plain English — so you know what you’re signing up for.
Vehicle Finance
Buying a new or used vehicle?
Whether it’s your everyday car, a new set of wheels for the family or a vehicle for work, we can help you explore vehicle finance options without limiting you to the finance offered at the dealership.
We’ll help you understand the interest rate, repayments, fees and loan terms so you can compare the overall cost of the finance — not just the repayment being advertised.
We can help with finance for:
✓ New & used cars
✓ Personal vehicles
✓ Business vehicles
✓ Utes & vans
✓ Electric & hybrid vehicles
✓ Eligible specialist vehicles
Business Asset Finance
Get the equipment you need to keep your business moving.
Whether you’re replacing equipment, expanding your business or investing in new machinery, asset finance can help you fund the purchase while preserving cash for other business needs.
We’ll help you understand the interest rate, repayments, fees and loan terms so you can compare the overall cost of the finance — not just the repayment being advertised.
We can help explore finance options for:
✓ Trucks & trailers
✓ Machinery
✓ Construction equipment
✓ Tools & trade equipment
✓ Office & technology equipment
✓ Other eligible business assets
More than just the monthly repayment
When comparing vehicle or equipment finance, it’s easy to focus on one number — “How much will it cost me each month?”
But there can be more to consider.
The interest rate, loan term, fees, deposit, balloon or residual payment and total amount repaid can all affect the real cost of the finance.
- Interest Rate
- Loan Term
- Fees
- Deposit
- Balloon / Residual
- Total Amount Repaid
We’ll help you understand how the options compare so you can make an informed decision rather than simply choosing the lowest-looking repayment.
Buying through a dealer?
You don’t have to automatically accept the finance offered at the dealership.
Having your finance options organised separately allows you to compare the dealer’s offer with other available lending options and understand the total cost of the finance before making a decision.
Already have a dealer finance quote? Bring it with you and we’ll help you compare the numbers.
Finance for business owners
If you’re self-employed or purchasing an asset for your business, the finance process may look different from a standard personal car loan.
Depending on the lender, asset and business circumstances, there may be different ways your application can be assessed.
We’ll help you understand what’s required and identify suitable options from the lenders available to us.
For advice about the tax treatment, GST implications or deductibility of a business asset purchase, speak with your accountant or tax adviser. We’re happy to work alongside them where appropriate.
FAQ's for Asset & Vehicle Finance
Can a mortgage broker arrange car finance?
Yes. Mortgage and finance brokers may also have access to lenders offering vehicle and asset finance. The lenders and options available will depend on your circumstances and the type of asset being purchased.
Should I arrange car finance before going to a dealership?
It can be useful to understand your borrowing options and potential costs before visiting a dealer. It also gives you something to compare against any finance the dealership offers.
Can I finance a used car?
Yes, finance may be available for eligible used vehicles, although lender requirements can vary depending on factors such as the vehicle’s age, value and your circumstances.
What is a balloon payment?
A balloon or residual is an amount left owing at the end of the agreed loan term. It can reduce regular repayments during the loan, but means you’ll have a larger amount to deal with at the end. It’s important to compare the overall cost rather than the monthly repayment alone.
Can I finance equipment for my business?
Potentially. Asset finance can be used for a range of eligible business assets including vehicles, machinery and equipment. The appropriate finance structure will depend on the asset, business and lender requirements.
Can I refinance existing vehicle or equipment finance?
In some circumstances, yes. Whether it’s worthwhile will depend on the existing finance, payout amount, remaining term, costs and available alternatives.